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NHCLC Insurance Plans

In life, we tend to protect the ones we love most. And while our Latino community knows we should have more life insurance to protect our families, fewer of us buy it compared with other groups. To illustrate, 70% of Hispanics agree that they need life insurance while only 54% own it.*  Additionally, 70% of U.S. households with children under 18 would have trouble meeting everyday expenses within a few months if the primary wage earner were to die today.**

Given this insurance coverage gap, the NHCLC sought out a solution for our community—one that will provide greater access to insurance coverage, and help to create a more secure future for our members.

Introducing Term Life and Accidental Death & Dismemberment (AD&D) Insurance Programs 

These insurance products are provided at affordable rates and are available to NHCLC members. This insurance is issued by The Prudential Insurance Company of America (Prudential) a company that has stood the test of time for over 140 years.

These insurance plans can help keep your family’s hopes and dreams for the future on track following an untimely death or an injury resulting in a covered loss. They can also help ensure your family's financial future is protected. It’s money to help pay the mortgage, so your family can continue to live in their home; or to help with college expenses so your children can get the education they deserve.

NHCLC Life and AD&D Insurance Plans Can Help:

  • Settle your estate, pay estate taxes, and satisfy other final expenses
  • Provide for your family’s debts such as the mortgage, bills, and car payments
  • Safeguard your children’s future including child care, and college expenses 
  • Secure retirement income for your spouse


How Much Coverage Is Available?

  • Coverage amounts of Term Life Insurance are available to eligible members of the NHCLC up to $150,000
  • Coverage amounts of AD&D insurance are available to eligible members of the NHCLC up to $500,000

How can I learn more?

To learn more, visit the Term Life and AD&D pages by clicking the links below.

Term Life Insurance

Accidental Death & Dismemberment Insurance

*LIMRA’s Life Insurance Barometer Study, 2013.
LIMRA Household Trends in US Life Ownership, 2010
The following refers to AD&D Insurance only.
This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York Department of Financial Services.
{This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that have not yet been approved in all states}.
Group Term Life and Accidental Death & Dismemberment Insurance coverages are issued by The Prudential Insurance Company of America,  Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500. CA COA # 1179, NAIC # 68241
The NHCLC Term Life and AD&D insurance programs are not available in all states and jurisdictions.

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